In Maybank Islamic, there are various Islamic products ranging from personal banking to business banking. These products use Shariah-based or Shariah-compliant financial instruments, such as wadiah, mudharabah, musyarakah, musyarakah mutanaqisah and others. In personal banking, there are savings and investments, credit cards and financing. Meanwhile, in corporate banking, there are term financing, working capital, deposits, trade finance and government/special funds. WadiahWadiah is the simple contract which in simpler term can be called custody. In Islamic banking, wadiah refers to deposited property, the acceptance of sums of money to be held in a Sharia-compliant setting, within which they will be repaid. Islamic banks use the concept of Wadiah to accept deposits from customers. A bank is considered a depository and trustee of the funds and becomes fully responsible for their safekeeping with a guarantee of repayment of the entire deposit amount, or any part of the outstanding amount, when the depositor requests repayment. The bank may, at its discretion and in certain circumstances, reward the customer with a payment in the form of Hibah as appreciation for keeping the funds with the bank.MurabahahMurabahah is a special type of sale in which the seller has actually mentioned the cost incurred for this individual. merchandise and before selling it to another party, the seller adds a profit or markup. This surcharge is known to the buyer because the requirement includes an “honest declaration of cost”. In this particular product, the bank provides a house fund... middle of paper ...... to make the rent payment under the lease and acquire the financier's share in the property at a fixed price under of the Musharakah Mutanaqisah agreement. , the client charges as security in favor of the financier, its interest in the property under the lease and the Musharakah Mutanaqisah agreement. Musharakah Mutanaqisah Term Financing-i (MMTF-i) Maybank Islamic provides Musharakah Mutanaqisah Term Financing-i (MMTF -i) for clients to finance their acquisition of assets such as land properties, plant and machinery, vessels, commercial vehicles and many more. As stated in its name, this product applies the Musharakah Mutanaqisah concept. The term of office of MMTF-i can be up to 20 years. The price of this product is competitive with the conventional loan which can be offered at fixed rate, variable rate or a combination of fixed and variable rate..