The Future of Banking Tracking the progression of banking in this century involves offering a variety of services to international markets. Some of the world's largest banks have become complex financial organizations, and the banking industry is expected to become even more complex in the future. It is important for banks to keep up to date with the latest technologies and develop personalized services for their customers. Banks must not only serve their individual customers, but must also think about businesses. Commercial banking services cover deposit services, credit services, cash management and foreign exchange. Investment banking covers everything from asset securitization to corporate restructuring. Due to deregulation, imagine a bank without bankers, a business without merchants, and a service without branches. Today, a large part of banking transactions can already be done online. It therefore makes sense that additional services are offered via the Internet to make banking even more convenient. The accounting and management system of banks has changed thanks to technology. Implementing new technologies can be costly, but the benefits are limitless. It appears that in the future there will also be greater reliance on third parties to manage the more complex services offered, leading to positive and negative risks. Banks will need to develop a sustainable brand strategy to compensate for being one of the least trusted institutions in the industry. This field represents around a quarter of jobs in the banking sector. It includes general and operations managers, financial directors, financial analysts and loan advisors and officers. I feel I can contribute using the management skills I have learned, as well as my interest in the finance field. Finance understands the dynamics of assets and liabilities. The interesting part of finance has to do with the different degrees of risk and uncertainty. There are many types of financing, including public, corporate and personal finance. I would like to gain more experience in these areas and hope that my current courses in Intermediate Financial Accounting and Investments/Wealth Management will give me additional knowledge to make a decision regarding my future contribution in the banking industry.