Thomas and William then ask which one of them do you think the millionaire is. They then go on to say that things that seem to be true are not. The rough-looking man is actually a millionaire because he lives below his means and is able to save a larger percentage of his income. He worked and started his own business. In the book, he talks about the surveys that Stanley and Danko did with wealthy clients. He recorded their responses and turned them into a book. For each chapter they use a different example from the investigation changing the names to protect the millionaire's privacy. It proves by illustration that not all millionaires are who they seem. Most don't drive flashy cars or wear $15,000 watches. Most are actually very frugal: they buy used cars, wear cheap watches, and generally dress more like a blue-collar worker than a wealthy person. In a survey they carried out among decamillionaires, they rented a luxury apartment and organized a buffet of fine wines and caviar in an attempt to make respondents more comfortable. The result of the millionaires who were there, they felt very uncomfortable. One gentleman even replied that he only drank scotch and two guys